Sit the SAFE test once.
The bank holds 1,200+ questions in the format the test uses. Simulations run the real clock: 120 questions, 190 minutes. When NMLS changes a figure, the questions change with it.
A failed attempt costs the test fee and a 30-day wait. Find out where you stand before you book.
The diagnostic is 20 questions in 20 minutes. No account, no card. NMLS-published first-attempt pass rates run in the high 50s (2026); this shows which side you would start from.
Find your starting line
The free 20-question diagnostic scores you by domain, no account needed. Members run a longer baseline on day one.
Drill what the exam weights
The daily plan serves due flashcards, your redo queue, and a set from your weakest domain. A weak domain worth 27% of the test outranks one worth 11%.
Book when the mocks say so
Full simulations run 120 questions on the real 190-minute clock. Three full-length mocks at 85% or higher in the 30 days before your attempt is the green light, and the same bar backs the guarantee.
What the pass unlocks
Everything below. One price, no add-ons, no upsells inside.
Plain-English teaching with worked math, retrieval checkpoints, flashcards on a spaced-repetition schedule, calculators, and a formula sheet.
Two ways in
Same platform either way: every question, mock, lesson, and tool. Pick the billing that fits your timeline.
90 days of full access from checkout. Nothing renews and we keep no card on file.
A failed attempt costs $110 and a 30-day wait. (verified 2026-07)
Three months of prep for less than three months of the monthly plan.
Non-refundable except where required by law.
The same platform, month to month. Good if the test is weeks away, not months.
Ninety days of it runs $87; the pass is $68.
$29 today, then $29 each month until you cancel. Cancel from your account page; access runs to the end of the paid month.
Non-refundable except where required by law.
Not sure either way? The diagnostic is free and takes 20 minutes.
Checkout runs through Stripe (the pass) or Memberstack (the monthly plan) after a free account signup, so access attaches to your login.
Charges are non-refundable except where required by law; billed in error? Email [email protected]. The fine print lives in the Terms and the Privacy Policy.
The guarantee, in plain terms
If you complete at least three full-length mock exams on this platform scoring 85% or higher within the 30 days before your official SAFE National Test attempt and do not pass, email [email protected] within 14 days of your attempt with your official result notice, and we will extend your individual access free for one additional term so you can prepare for the retake. One extension per member. A term is 90 days on the pass or one month on the monthly plan. It extends access; it is not a cash refund. Mock scores are on your account; we check them on our side.
Thirteen study guides, free
TRID timelines, DTI and LTV math, RESPA Section 8, note vs. mortgage, the test format, pass rates and retake rules, every federal deadline, the numbers to memorize, the five math problem families, TILA vs. RESPA vs. TRID, how to become an MLO, and a study plan built on the weights. No account.
Read the GuidesHiring recruits?
Branch seats with server-graded mocks and a manager dashboard. From $15.99 per seat.
SafePrepPro for BranchesQuestions, answered
Is this aligned to the current SAFE exam?
Yes. Simulations mirror the current NMLS format: 120 questions (115 scored plus 5 unscored pretest items), a 190-minute limit, and a 75% pass mark, weighted across all five domains of the National Test with Uniform State Content. Annually adjusted figures were last verified 2026-07. The free study plan shows how to schedule around that format.
How long do I get access? Does anything renew?
The 90-Day Pass is a one-time payment: 90 days from purchase, counted to the day. Nothing renews and we keep no card on file. Day 89 works; day 91 does not. The One-Month Plan works the other way: it bills $29 each month and renews until you cancel from your account; cancelling stops future charges and access runs to the end of the paid month.
What happens when the 90 days end?
Access closes and your account stays. Progress is kept, so a new pass picks up exactly where you left off. Most candidates sit the test well inside one window. Schedule once your mocks hold above the cut score.
Does this satisfy the SAFE Act 20-hour education requirement?
No. SafePrepPro is test preparation, not pre-licensing education. The 20 hours must come from an NMLS-approved course provider; this platform is for passing the test that follows it. State-specific licensing content your state adds is also separate. The free guides cover the exam-side rules in the meantime.
What exactly does the guarantee cover?
If you complete at least three full-length mock exams on this platform scoring 85% or higher within the 30 days before your official SAFE National Test attempt and do not pass, email [email protected] within 14 days of your attempt with your official result notice, and we will extend your individual access free for one additional term so you can prepare for the retake. One extension per member. A term is 90 days on the pass or one month on the monthly plan. It extends access; it is not a cash refund.
Can I get a refund?
Charges are non-refundable except where required by law, and there are no surprise renewals to chase: the 90-Day Pass is a single payment that simply ends, and the One-Month Plan cancels anytime from your account with access through the paid month. If a charge looks wrong (a double bill, a purchase that didn't unlock), email [email protected] and we will make it right. The guarantee above adds a free extension after a failed official attempt; it never converts to cash.
Is SafePrepPro affiliated with NMLS?
No. SafePrepPro is an independent educational resource operated by SafePrepPro LLC. It is not affiliated with, endorsed by, or sponsored by the Nationwide Multistate Licensing System (NMLS), the Conference of State Bank Supervisors (CSBS), the State Regulatory Registry LLC, Prometric, the SAFE Act administrators, or any federal or state government agency.